Dimensional

Dimensional via a short video (4 of 4)

What makes Dimensional different? Applying Science to Investing. What are those ideas that came from the rigors of scientific research in finance? Which are the ideas worth paying attention to? This four-part video series will provide insights into those answers.Please click on box below to start your video.     Part 1 of the series. […]

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Dimensional

Dimensional via a short video (3 of 4)

What makes Dimensional different? Applying Science to Investing. This four-part video series will provide insights into these answers. The origins of Dimensional. Implementing great ideas from finance science that are rooted in academia. Please click on box below to start your video.       Part 1 of the series.  Part 2 of the series. Note: […]

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Dimensional

Dimensional via a short video (2 of 4)

What makes Dimensional different? Applying Science to Investing. This four-part video series will provide insights into those answers. It all began in the classroom with professors and students. Please click on box below to start your video.       Part 1 of the series.   Note: Your RSS feed or email may not show […]

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Dimensional

Dimensional via a short video (1 of 4)

What makes Dimensional different? Applying Science to Investing. This four-part video series will provide insights into those answers. The science behind uncovering where returns come from. Please click on box below to start your video.         Note: Your RSS feed or email may not show the embedded part of this blog … […]

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Social Security and Survivor Considerations

Did you know that Social Security for couples has a built in pay cut for survivors? How does that happen? Retirement has three basic phases for couples: Phase 1: Both are here – Retirement Plan. Phase 2: One is here as the survivor – Survivor Plan. Phase 3: Neither are here – Estate Plan. Most couples […]

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Social Security

Can you “restrict” your Social Security now?

Did you turn 62 by 1 Jan 2016? Your options later if you didn’t. If you did turn 62 by then … … you retain the ability to claim just your spousal benefits (Why? answer later) from your spouses Social Security record when you turn 66 or later (called restricted claim for spousal benefits). With a couple of […]

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social security

Is File and Suspend Dead for Social Security?

Okay, the first part of the new Social Security rules* has gone by – we’re into May now and you may have read already about the demise of File and Suspend. Rather than talk about what one could have done (a moot point), I’ll discuss what works now. I’m writing this in early February thinking […]

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Spending Shocks, Budgets and Savings: Working and Retired

Whether you are still working, or retired, most people haven’t structured their budgets for spending shocks. In truth if you spend less than you could, regardless of working or retired, you build in a buffer that helps keep stress on your financial life lower. Most recognize the below as logical. Yet, many spend everything that comes […]

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wealth poverty and politics

Wealth, Poverty and Politics: An International Perspective by Thomas Sowell

“Wealth, Poverty and Politics: An International Perspective” by Thomas Sowell is a great read for deeper insight into what may cause inequality and how that may even be defined in the first place. In plain English, Sowell discusses how wealth and income was distributed differently in times past. For example how ancient Rome far exceeded […]

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debt

Debt – what happens when you’re gone?

Most people have a better understanding about inheriting assets. But few understand what happens with debt! “What Happens to Your Debt After you Die” in US News by Geoff Williams talks about the cautionary tales of not understanding what debt may be forgiven and what debt must be paid. Thus … your actions before going may put your […]

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