debt

What are the options to repay student debt?

A lot of attention is paid to getting into college. Little is paid towards repaying the student debt after college. I’ve posted many blogs on saving for college as well as how to approach and prioritize making a wise college choice after first making a wiser personal interest evaluation and career choice that aligns with […]

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Investing long term? Don’t overlook the inflation factor.

Even a low inflation amount can lead to loss of purchasing power over the long term. So investing (not savings – see last week’s post) is for the long term because investing also should overcome this insidious effect. Savings typically fall victim to inflation, while prudent investing does not. Here is a short article on […]

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WHEN are investments for?

Most people understand to some degree, what investments are for – presumably for “their goal,” whatever that goal may be. Most people though, miss the difference between what and when investments are for. So, what is the when of investing? Investing by definition means money for the future; contributions buy shares for the future, and shares […]

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The Cost of Tracking any Index

Indexes were originally developed in the late 1800’s, early 1900’s, as a barometer to what markets were doing overall, rather than trying to determine trends of the cumulative market by looking at different specific stocks making up the market; because, some stocks may fall, and others may rise in price, but what is the overall […]

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Already receiving Social Security – you might need a check up!

Security Planning isn’t just for people who haven’t claimed yet. People who are already receiving Social Security often forget about other benefits they may be entitled to after having filed. The wise owl circles back to review things they’ve done in the past to be sure something wasn’t forgotten! This is not second guessing – it […]

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Dimensional

Dimensional via a short video (4 of 4)

What makes Dimensional different? Applying Science to Investing. What are those ideas that came from the rigors of scientific research in finance? Which are the ideas worth paying attention to? This four-part video series will provide insights into those answers.Please click on box below to start your video.     Part 1 of the series. […]

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Dimensional

Dimensional via a short video (3 of 4)

What makes Dimensional different? Applying Science to Investing. This four-part video series will provide insights into these answers. The origins of Dimensional. Implementing great ideas from finance science that are rooted in academia. Please click on box below to start your video.       Part 1 of the series.  Part 2 of the series. Note: […]

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Dimensional

Dimensional via a short video (2 of 4)

What makes Dimensional different? Applying Science to Investing. This four-part video series will provide insights into those answers. It all began in the classroom with professors and students. Please click on box below to start your video.       Part 1 of the series.   Note: Your RSS feed or email may not show […]

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Dimensional

Dimensional via a short video (1 of 4)

What makes Dimensional different? Applying Science to Investing. This four-part video series will provide insights into those answers. The science behind uncovering where returns come from. Please click on box below to start your video.         Note: Your RSS feed or email may not show the embedded part of this blog … […]

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Social Security and Survivor Considerations

Did you know that Social Security for couples has a built in pay cut for survivors? How does that happen? Retirement has three basic phases for couples: Phase 1: Both are here – Retirement Plan. Phase 2: One is here as the survivor – Survivor Plan. Phase 3: Neither are here – Estate Plan. Most couples […]

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