Most people think of identity theft as having something to do with finances. Medical identity theft is not on people’s minds. It should be! Why? Your personal health insurance information can be used by thieves to steal expensive medical services like surgeries, expensive prescription drugs, medical equipment or devices. It could be used to falsify […]
It is that time of year when we get warned about the many different ways online scams work and what are most common. There are many more than those described here. Simply confirm the validity of email offers and don’t click links within emails you’re not sure of. Better practice is opening a new browser […]
People are well aware of the need to contribute to their 401k when their employer makes one available to them. However, few are aware that the employer is responsible for administering that 401k. The same with 403b plans. The money to fund those plans comes from the employer. In some cases, the money that should […]
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to help investors protect their online accounts from fraud. As with all web-based accounts, investors should take precautions to help ensure that their online accounts remain secure. These online security tips can help. via Investor Bulletin: Protecting Your Online Brokerage Accounts from […]
School is about to start soon! “Little is known about the true scope of child identity theft. Child advocates, regulators, financial services and other professionals agree it is a particularly damaging crime that can go undetected for years (my emphasis added), only to be discovered when the victim applies for a student loan or credit […]
The media has been is an up roar about the most recent 60 Minutes interview with author, Michael Lewis. In the interview, Lewis claims that the stock market is “rigged” due to the high-frequency trading. We have come a long way (since markets of yester-year)! My concern about this perception is that investors who need to […]
Most people are familiar with the service of Annual Credit Report where you can check on each of your credit reports from the three credit reporting agencies free once a year. But, there’s another reporting service not many are aware of run by a subsidiary of Equifax called The Work Number (Equifax Verification Services | Instant Online […]
Student aid for education may be confusing. How do you avoid all that student aid confusion to begin with? Save enough for college so you don’t need it. But, that may not be practical for many. How do you prepare yourself, or your children, for the financial aspects of a college education? What kinds of aid are there? […]
You want to get rid of those nuisance phone calls. And then you get one saying they can do that for you! Now theres a do not call list scam- MSN Money (article by Mitch Lipka) Do not call. The National Do Not Call Registry doesn’t call you! You call the registry, or go to their website, to register your […]
Hopefully you won’t have an auto accident. Hopefully you can avoid auto accident scams (and google the term for even more types of auto accident scams). A lot of the advice given in these articles you google include giving the other party your driver’s license number, name, address, phone number, etc. It seems prudent to collect all […]
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About Larry Frank Sr.
As an MBA and CERTIFIED FINANCIAL PLANNER™ practitioner, I help people make sensible plans for a successful retirement. I'm also the author of Wealth Odyssey, a book about financial planning. My retirement planning research is published periodically in the Journal of Financial Planning.
Have a Financial Question?
- Are market returns really the key to your portfolio value?
- Rebalancing? How does it work?
- Resources to help with aging issues
- The Dividend Income Illusion.
- How do Safe Withdrawal Rates compare to Dynamic Retirement Income?