Businessman reading newspaper at coffee shop

Record highs (at anytime) means what exactly?

With stock indices continuing to set new highs, does this mean negative returns for stocks are on the horizon? If prices increasing over time was a troubling development, what would be the point of investing at all? You would think investors would realize there is no potential for future gain, and not invest. So why do […]

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StockSnap January UMIOY6CVUM

As Goes January, So Goes the Year?

As investors ring in the new year, some may see the occasional headline about the “January Indicator,” “January Barometer,” or “January Effect.” This theory suggests that the price movement of the S&P 500 during the month of January may signal whether that index will rise or fall during the remainder of the year. So every […]

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Retirement Income – A book Review

Fundamentally Wade’s work, in his newest book, is a great summary of a lot of research so far in this nascent field of withdrawing from assets to supplement retirement income. “How Much Can I Spend in Retirement?: A Guide to Investment-Based Retirement Income Strategies (The Retirement Researcher’s Guide Series)” by Wade D Pfau, available at […]

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Medical Bill Worries?

Medical Bill Worries?

There’s no shame not understanding your medical bills. They’re filled with medical gobbledygook to the normal person. This is especially frightening when they get large. You certainly don’t want unpaid bills being sent to a collection agency where your credit score will be hurt. Many bills may have common errors and hospital bills tend to […]

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Positive returns frequency

What is the Frequency of Positive Returns?

People focus on returns, average returns, good or bad returns. Rather, progress isn’t made over short terms, but over the longer term. So how often have the markets been positive? The below article explains how to better view markets and how you should participate in them for healthier and wealthier outcomes. It illustrates how infrequent […]

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sunset pier

How many times can you plan on spending an asset in retirement?

How many times can you use a source of money in your retirement plan? Turns out, just once, unless you know ahead of time WHEN something is going to happen, or if something was NOT going to happen. Since we don’t know either, we need to plan on what resources may solve which issues we […]

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