Author Archive | Larry Frank, Sr.

Tarriff Wikimedia

Tariffs – a Balanced Look (i.e., no politics or opinions)

“Tariffs are one of the oldest trade policy instruments, with their use dating back to at least the 18th century. Historically, the main objective of a tariff was to raise revenue (my emphasis). In fact, before ratifying the 16th Amendment in 1913 and formally creating the income tax, the U.S. government raised most of its revenue (taxes) from tariffs. Even so, […]

Continue Reading · 0
Happiness and investing? Can you do both?

Happiness and investing? Can you do both?

The Happiness Equation, as it relates to investing, is an interrelationship between your perceptions and expectations of investing and events. How do you manage happiness when you can’t manage the markets or the events that influence the markets?   The inserted article below explains.   The happiness equation from Better Financial Education   Note: Your […]

Continue Reading · 0
Different kinds of debt by age - some surprises!

Different kinds of debt by age – some surprises!

When it comes to debt, there are many different kinds.  There is mortgage debt (primary mortgages, second mortgages, lines of credit, etc.), vacation home or secondary residences, credit cards, education loans (both owed by students, or by parents and/or grandparents), vehicle debt, and other miscellaneous debts (e.g., loans against pensions or life insurance). I’ve written […]

Continue Reading · 0
The Markets: Who Buys When People are Selling?

The Markets: Who Buys When People are Selling?

You may hear, when markets get “volatile,” that there are more sellers than buyers. Can that even happen? What does that phrase even mean? BTW, you hear it too in any market, including the real estate market.   The article below, “A Question of Equilibrium,” explains the basics of how buyers and sellers always agree […]

Continue Reading · 0
fig 2

How should you really evaluate retirement health care costs?

A crucial part of retirement income planning is helping you estimate health care expenses in retirement, both in the first year of retirement and over a your life expectancy. These costs are notoriously difficult to estimate because they depend on: 1) a client’s health care usage (i.e., health status) both now and in the future; […]

Continue Reading · 1