Author Archive | Larry Frank, Sr.

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A Bank Statement Approach to Budgeting – but NOT used like you’d think!

Please note: The purpose of this simple exercise is to get the BIG PICTURE about your lifestyle and the total amount you spend … in the first place! This exercise simply keeps you from getting lost or confused by laborious methods or details. Did I mention simple? This simple method helps you better see what […]

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Appealing the IRMAA (What’s that? Ans: Higher Medicare Part B & D premiums)

Appealing the IRMAA (What’s that? Ans: Higher Medicare Part B & D premiums)

How do you appeal the Medicare Income Related Monthly Adjustment Amount, or IRMAA? Amid the long checklist of things you must do at retirement, this can easily be overlooked, causing you to pay more in Medicare premiums than you need to. The IRMAA was first enacted in 2003 as a provision of the Medicare Modernization Act […]

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1-minute video: How Long Will My Retirement Savings Last?

Please enjoy this 1-minute video (for those receiving this by email: please click on the blog title line above). The concepts of “Probability of the Portfolio” and “Probability of the Person” are discussed further in “Just what should an annual checkup do for you during retirement?“ // My 1-minute video series on YouTube. My Knowledge […]

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