Feel like you might have started Social Security too soon?

social securityAre you having benefits with held by Social Security because you are working now? How can you increase your Social Security income later? You still have choices up until age 70.

The Senior Citizens’ Freedom to Work Act of 2000 has resulted in many strategies and options when it comes to claiming your Social Security benefits. My syndicated article below explains just a couple of these strategies for those who may have started their benefit and now would like to reconsider their options.


Original blog … Did you, or someone you know, start Social Security too soon? … that inspired my syndicated article.

Other blog posts on Social Security strategy.

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4 Responses to Feel like you might have started Social Security too soon?

  1. Larry Frank, Sr. June 6, 2014 at 10:36 am #

    Survey shows regrets for taking benefits early:


  2. Larry Frank, Sr. September 4, 2014 at 10:56 am #

    IF you ever defaulted on a student loan then that will bite you when you begin benefits from Social Security – Social Security is being reduced to repay that loan!


  3. Larry Frank, Sr. November 2, 2015 at 8:54 am #

    The new law ” Bipartisan Budget Act of 2015 * ” has removed two prior strategies that couples used to have since 2000. “File and suspend” and “Restricting the application to spousal benefits” are no longer viable strategies. The two strategies above were removed by the new law as “low hanging fruit” (most obvious opportunities because they are readily achievable and do not require a lot of effort) on Congress’ efforts to save money in the Social Security trust fund structure.

    Strategies for the divorced or survivors are still viable, as are many other claiming strategies however … so all is not lost!

    *Subtitle C: Protecting Social Security Benefits. Sec. 831. Closure of unintended loopholes.

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