Credentials and More

Someone once called me a unicorn, since they found it hard to find someone like me.

This was because I don’t have sales licenses for product sales. I’m fee-only and a fiduciary as a result. Actually, only a small, but growing, percentage of financial advisers are fee-ONLY.

You can vet me below where I’ve placed those key links in one place for you.

Fiduciary Oath and ethics. Fiduciary 101.

I am a Certified Financial Planner™ (CFP®) and follow the Financial Planning Process as developed by the CFP® Board of Standards.

I am a National Association of Personal Financial Advisers (NAPFA) Registered Financial Advisor.

Better Financial Education via NAPFA and my bio there.

My information on the Fee Only Network.

My bio on my website.

I have evidence based, peer reviewed, academic research published in the Journal of Financial Planning researching the nascent area of retirement income.

I have a book called “Wealth Odyssey” that has sales even after many years since publication. It describes how the various areas of personal finance fit together so people see the bigger picture, rather than just separate pieces, and make better decisions about the over financial journey through life.

Most people don’t know there’s this difference. I’m registered for investment advice under the Investment Advisers Act of 1940; I am NOT registered for investment sales under the Securities Exchange Act of 1934 which governs licensing of brokers and dealers, who may work on as fee-based (commissions and fees). There’s an often missed difference between the terms fee-only and fee-based that people miss.


PS. Additional information may be found through my completed answers to NAPFA’s Comprehensive Financial Advisor Diagnostic.



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