Please enjoy this 1-minute video (for those receiving this by email: please click on the blog title line above to view). Long Term Care is a complex topic with no right answer because it depends on your present health as well as your own family history. Self insuring is the common method people take and […]
Archive | Multi-media
1-minute video: How Can You Take Care of Your Spouse Just in Case Something Should Happen to You?
1-minute video: How Can You Take Care of Your Spouse Just in Case Something Should Happen to You? Still working? About to retire? Retired? How might you replace lost income for the survivor? Money needed – a lump sum – may come from savings/investments set aside, life insurance, a standby reverse mortgage line of credit, or […]
1-minute video: What’s the Difference Between a Will and a Living Trust?
1-minute video: What’s the Difference Between a Will and a Living Trust? Please enjoy this 1-minute video (for those receiving this by email: please click on the blog title line above to view). A deeper discussion about the topic of estate planning may also be found here rather than repeat it here. The linked article […]
1-minute video: Do You Need a Durable Power of Attorney?
Please enjoy this 1-minute video (for those receiving this by email: please click on the blog title line above to view). A Durable Power of Attorney, may be a separate document or prepared as part of a larger estate plan through a living trust. A general power of attorney is different than a durable one. […]
1-Minute Video: How to Set and Keep Financial Goals
Please enjoy this 1-minute video (for those receiving this by email: please click on the blog title line above to view). The video discusses the fundamentals of goal setting. But where (what) is the goal post for retirement planning as a goal? There’s more to it than simply saying I’ll retire and income will come […]
1-minute video: How To Maximize Social Security SURVIVOR Benefits
Please enjoy this 1-minute video (for those receiving this by email: please click on the blog title line above to view). The video mentions Full Retirement Age as a reference to claiming Social Security benefits early, or late. Full Retirement Age depends on your birth year and is explained here. Here are other short articles […]
1-Minute Video: Protect Your Portfolio With Diversification
Please enjoy this 1-minute video (for those receiving this by email: please click on the blog title line above to view). Diversification and allocation are NOT the same thing, as I explain briefly in this post “Diversification explained simply.” Only a few, a small number, of firms actually apply the mathematics of diversification. They pay […]
Kittens, Lions and Black Swans
There is no getting by our emotions at any time, especially when it comes to investing. The same brain chemicals and responses to kittens (friendly), or lions (fear) right in front of us, also happen when we look at our investments; good markets (friendly) and bad markets (fear). Add to fears of misbehaving markets, are recessions, inflation (or […]
1-minute video: 3 Ways to Boost Your Social Security Benefits
Please enjoy this 1-minute video (for those receiving this by email: please click on the blog title line above to view). Most people are unaware of how Social Security benefits are determined. These three (3) elements are within your control to a certain degree. Don’t shoot yourself in the foot by ignoring something simple that […]
1-minute video: How Can Social Security and Retirement Planning Work Together for Your Benefit?
Please enjoy this 1-minute video (for those receiving this by email: please click on the blog title line above to view). Social Security is often dismissed or minimized by many when it comes to retirement planning. This is a mistake since Social Security forms a firm foundation that you can’t outlive. People don’t recognize the […]