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Most people don’t realize that saving for retirement is a moving target. Because you save more, you’re spending less, and thus your retirement target has moved. It has moved making it easier to retire, simply because you’ve saved more and lowered your lifestyle goal. Spending often leads to “lifestyle creep.”
This dynamic effect is discussed more in “The Dynamic Effect of Saving More.”
When can you retire? That can be measured and monitored through a Retirement Feasibility Timeline.
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